Specialised insurance for the hospitality industry
Club Employers Mutual (CEM) is a trading entity of Hospitality Employers Mutual Limited, which is a joint venture partnership between EML, ClubsNSW and the Australian Hotels Association NSW (AHA NSW).
Hospitality Employers Mutual is an industry specific specialised worker compensation insurer licenced by APRA & SIRA providing workers compensation insurance to the NSW hospitality industry.
As a recognised industry leader in workers compensation management services, CEM is dedicated to working with Clubs to reduce premiums through injury prevention services and proactive claims management.
We are a team of experts, qualified to understand your needs
Many of our team have backgrounds in hospitality and / or allied health, giving us the specialist skills and expert knowledge to deal with industry specific issues. We share a mission to create positive outcomes for employers and injured workers alike.
Case Studies
Explore our case studies. They will provide you with an insight into how CEM supports employers and workers, just like you. We help people get their lives back.
Testimonials
See what our customers have said about us.