Club Employers Mutual

Club Employers Mutual (CEM) is the trading entity of Hospitality Employers Mutual Ltd which holds a specialised workers compensation licence from WorkCover and APRA the industry based licence is authorised to insure workers compensation in NSW for designated hospitality entities.

CEM offers workers compensation insurance to eligible clubs who are members of ClubsNSW.

CEM is specific to your industry and has been set up for the mutual benefit of its policyholders. This means that any surplus is returned to members in a variety of ways including free access to an industry specific WHS system, possible further reduction in premiums, education and training programs in conjunction with ClubsNSW or other services as deemed appropriate.

CEM provides highly specialised and superior workers compensation services helping you keep your workers safe and workers compensation costs down.